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銀行核銷的呆賬還屬于不良貸款嗎?
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同學(xué),你好
嗯,屬于的
2022 03/12 19:35
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2022 03/12 19:35
那貸款利息減值準(zhǔn)備呢屬于不良貸款嗎?
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小菲老師 
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2022 03/12 19:37
同學(xué),你好
這個(gè)不屬于
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2022 03/12 19:37
那貸款減值準(zhǔn)備也不屬于吧?
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小菲老師 
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2022 03/12 19:39
同學(xué),你好
銀行是采用“一逾兩呆”這種分類方式來對不良貸款進(jìn)行分類,逾期貸款就是我們熟悉的,指超過到期日依然未還款的,而呆滯貸款是逾期時(shí)間超過一年以上的,至于呆賬貸款就是指認(rèn)定無法收回的。
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2022 03/12 19:40
那貸款減值屬于什么?
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2022 03/12 19:41
不屬于貸款風(fēng)險(xiǎn)嗎?如果屬于那又屬于哪種風(fēng)險(xiǎn)?
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小菲老師 
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2022 03/12 19:45
同學(xué),你好
這個(gè)不屬于風(fēng)險(xiǎn)
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2022 03/12 19:46
好的,謝謝老師!
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小菲老師 
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2022 03/12 19:47
不客氣,滿意請5星好評,謝謝!
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